Copyright Statement

Copyright 2013, Access1st, All rights reserved


Disclaimer / Terms of Use of website

This website, www.access1st.com.au (“Website”) is operated by Arthur J, Gallagher & Co (AUS) Limited, ABN 34 005 543 920 trading as Access1st Professional Benefits ("Access1st"). In these terms and conditions, “we” “us” and “our” refers to Access1st. 

You agree to be bound by these terms of use by accessing, browsing, opening or otherwise using any part of this Website.

This Website may contain links to other Websites operated, controlled or produced by third parties (‘Third Party Websites’). Unless otherwise indicated, Access1st does not control, endorse, sponsor or approve any Third Party Websites or their content. Access1st does not provide any warranty or take any responsibility whatsoever for any aspect of Third Party Websites or their content.

The information contained on or linked to this Website is general information. Nothing on this Website is or purports to be advice. You should not rely on any information on or linked to this Website. If you need advice, you should seek personal professional advice based on your own circumstances. 

While every effort is made to ensure the information and links on this Website are accurate, the technology is changing at such a speed that the information and links may not always be up to date and we do not guarantee its currency. You should seek legal or other professional advice before acting or relying on any of the content.

Access1st cannot guarantee any data or program available for download on this Website (or any Third Party Website) is free of viruses or other spyware, and you agree that you assume the risk of any damage to your computer as a result of using this Website.



Access1st is not responsible to you or anyone else for any loss suffered in connection with the use of this Website or any of the content. This includes, but is not limited to, the transmission of any computer virus.

Access1st makes no warranties or representations about this Website or any of the content. We exclude, to the maximum extent permitted by law, any liability which may arise as a result of the use of this Website, its content or the information on it.

Where liability cannot be excluded, any liability incurred by us in relation to the use of this Website or the content is limited as provided under the Competition and Consumer Act 2010 (Cth) (s64A). We will never be liable for any indirect, incidental, special or consequential loss arising out of the use of this Website, including loss of business profits.



Protecting your privacy is important to us and although we undertake to take reasonable steps to preserve such information in a secure manner, information you transmit to us is entirely at your own risk. By using our Website, you consent to our collection and use of your personal information in accordance with our Privacy Policy. 

Please refer to our Privacy Policy.


Changes to these Terms and Conditions 

These Terms may be amended at any time without notice to you, and it is your responsibility to monitor this Website for any changes to these Terms. Any changes will not be retrospective. Any significant changes will be communicated via our Website or email.

Updated: April 2017